Our mortgage service is provided by Applications Direct Ltd who work in association with Bergason Estate Agents. For your convenience our mortgage advisors are able to visit you at a time of your choice, even in your own home. We are able to complete all the necessary mortgage paperwork, sort out life assurance, accident, illness and redundancy cover.
Comparison between Bergason Estate Agency Advisors and the “competition”
“competition”
- advisors usually work for a company owned by an insurance company, meaning the client is only offered products from one insurance company (lack of choice and may not be the cheapest/competitive product available).
- Usually can only offer products from a selected panel of lenders, again meaning possible lack of total choice/options.
- Estate agency advisor usually only good at ‘straight forward’ mortgages, they may struggle with more complex cases, they are seen as cumbersome and time consuming.
However;
Bergason Estate Agency Advisors- Applications Direct Ltd
- Access to over 60 mortgage products ‘whole of market’ choice
- Totally independent, we can go to any insurance company for the products required.
- Access to advisor ‘ out of hours’ dedicated mobile for emergencies
- Flexible appointment times offered
- We can visit clients at home/office for appointments
- Packaging service- Applications Direct has complete control over the application. We instruct valuation and apply for all income references, we take ownership of the case right through to completion and are instantly informed via the valuer if there are any problems with the valuation. SPEED is the main factor because we aim to get the mortgage offer out within ten working days from first appointment.
- We take ownership of the client for the rest of the mortgage term; usually an estate agency advisor will never be seen again once your deal expires. We promise to review the clients’ mortgage every time the deal comes up for review. It is a ‘mortgage lifetime promise’.
We can offer the above service and advise generally in all aspects of purchasing your home whichever estate agency you decide to buy through. For a ‘no obligation’ discussion please contact Paul Drennan by telephoning us on 0121 384 1333 or by email at mortgages@bergason.co.uk
Bergason Estate Agents is an introducer of Applications Direct Ltd, who are authorised and regulated by the Financial Services Authority. Applications Direct Ltd Registered Address is 16 York Road, Erdington, Birmingham, B23 6TE.
Your home may be repossessed if you do not keep up on repayments on your mortgage or any other debt secured on it. The Financial Services Authority does not regulate some forms of buy to let mortgages and secured loans.
